Canadian Dental Care Plan in Peterborough
About Canadian Dental Care Plan
The Canadian Dental Care Plan for all ages is a federal program to decrease economic barriers to dental care. It offers compulsory dental insurance to Canadians lacking private dental insurance, allowing them to stay healthy and have dental care free of cost. All Canadians of all ages are covered by this plan, and it is a significant dental benefit for aging citizens and low-income persons.
By offering CDCP, the government is striving to enhance access to required dental care and overall oral health and decrease the number of untreated dental diseases in Canada.
Eligibility for CDCP
To qualify for the Canadian dental plan for seniors or families, you must meet these requirements:
- Have no private insurance coverage for dental treatment
- Have a family income of not more than $90,000 annually.
- Be a tax resident of Canada.
- Have had a tax return in the prior year
These conditions ensure that the CDCP clinic near you supports those who need affordable dental care the most. You may be a retiree seeking dental coverage once you are retired from the workforce or a low-income family, but the CDCP can make dental treatment affordable for you at a low out-of-pocket cost.
Dental Services, CDCP Cover
The Canadian dental care plan dentist at Chemong Family Dental offers a variety of essential services under the CDCP to promote oral health. Here’s what’s included under CDCP coverage:
- Routine dental exams and check-ups
- Professional teeth cleanings
- Diagnostic X-rays
- Fillings and crowns
- Deep cleaning procedures (scaling and root planing)
- Dentures and denture repairs
It is important to note that services such as teeth whitening, veneers, and other purely cosmetic procedures are not covered by the dentist near you under the CDCP.
Income-Based Coverage Details
The coverage you receive from the dental clinic near you under the CDCP depends on your household income:
- Families earning under $70,000: 100% of approved dental costs covered
- Families earning between $70,000 and $79,999: 60% of costs covered
- Families earning between $80,000 and $89,999: 40% of costs covered
These tiers make dental care more affordable, especially for low-income Canadians, ensuring access to necessary treatments through a CDCP clinic in Peterborough.
How to Apply
Applying for the Canadian dental insurance through the CDCP is easy and free. You can apply by:
- Online via your My Service Canada Account
- By phone at 1-833-537-4342
- In person at a Service Canada Centre
During the application, you will be asked to provide personal information, such as your name, date of birth, address, Social Insurance Number (SIN), and details about your income and any dental coverage you may have.
Once approved, you’ll receive a letter with your CDCP ID number and coverage start date, allowing you to book appointments with a dentist who accepts CDCP benefits, like Chemong Family Dental in Peterborough.
Finding a Dentist that Accepts CDCP in Peterborough
Why the Canadian Dental Care Plan Matters for Seniors and Low-Income Families
Good oral health contributes to general wellness, yet too many Canadians avoid visiting dentists because of the expense. Seniors who worked for an employer that offered dental insurance may lose it when they retire, and low-income families cannot afford ongoing care. The Canadian Dental Care Plan for seniors overcomes these hurdles by making dental care more affordable, lowering out-of-pocket expenses, and preventing severe dental problems.
Get the Advantage of Your Dental Benefits Today
If you’re eligible for Canada’s Dental Care Plan, don’t delay in using this valuable program. The application process is simple, and once approved, you can access essential dental care without worrying about high expenses. For Peterborough residents seeking a CDCP clinic, Chemong Family Dental is here to support your oral health needs. Explore your eligibility today and secure the dental care you deserve.
FAQ's
To be qualified for the CDCP, you must reside in Canada, have filed your previous year’s taxes, and earn less than $90,000 as an annual family income. You should not be insured with private dental insurance. The program is accessible to people of all ages.
The coverage amount will differ depending on your family’s annual income:
- If the family income is less than $70,000, the plan pays 100% of any covered dental expenses approved.
- If the family income is $70,000 to $79,999, it pays 60%.
- If the family income is between $80,000 and $89,999, it pays 40%.
You might need to pay a portion of the cost depending on the treatment.
The CDCP covers routine dental procedures such as checkups, X-rays, cleaning, fillings, extraction, root canals, gum treatment, and dentures. The cosmetic ones, such as whitening and veneers, are excluded.
You may apply to the CDCP online at Canada.ca, by phone at 1-833-537-4342, or in person at a Service Canada Centre. The application is typically completed by providing your name, birthday, SIN, address, and income details. Once approved, you’ll receive a CDCP ID and start date.
